This is a topic that is rarely discussed, yet it is essential for protecting our health and keeping our immune system strong. When our defenses are high, we build a protective
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I see the Best and the Positive in Everything and Everyone. Attitude, one of our values for a quality life, is a fundamental tool that helps us face the different
Starting your own business is a major step in your professional growth. With that decision comes the responsibility of keeping all aspects of your company in order, especially financial management. Developing
In the United States, income is mainly reported in two ways: through a W-2 form or a 1099-MISC form. The form you receive depends on how you were hired, either as an employee or as an independent
If you own a business or are considering purchasing a Commercial General Liability (CGL) policy, it is essential to understand how claims are paid in the event of an accident. There are two primary
Although death is not a topic most people like to think about, it is important to ask yourself an essential question: Does your family depend on you financially? And even more importantly, do
Severe weather conditions are a critical factor when purchasing home insurance. While we can’t control natural events, we can choose to protect our property against most risks with the right coverage. A standard homeowners insurance
Underinsured Motorist Coverage (UIM) is included within the Uninsured Motorist (UM) section of your auto insurance policy. This coverage applies in three specific situations: when the at-fault driver has no
The cost of your home insurance is calculated based on several factors related to the characteristics of your home. These factors help insurance companies determine how vulnerable your property is
In auto insurance, the term “total loss” is used when the cost to repair a vehicle exceeds its current market value. When this happens, the insurance company does not repair the vehicle. Instead,
The cost of your auto insurance is determined by a combination of factors, and one of the most important is your vehicle. Insurance companies analyze specific information about your car to assess risk
By the end of 2019, millions of ITINs were expected to expire. Renewing your Tax ID (ITIN) is essential to keep your taxes up to date and compliant and to avoid refund delays. The Internal Revenue Service (IRS) assigned renewal
Uninsured Motorist Coverage is an optional coverage in the state of Georgia that protects you if you are involved in an accident caused by a driver who does not have auto insurance, does not carry sufficient coverage,
As a general rule, drivers are required to have a valid driver’s license to operate a vehicle. However, there are many situations in which a person may not be able to obtain a
Renters insurance is a policy designed to protect your personal belongings inside a rented apartment, house, or condominium. It’s important to understand that this insurance does not cover the physical structure of the property, as
If you’re planning to become a homeowner, one of the most important factors to consider is protecting your property. Not only because lenders usually require insurance to protect both your interests
Both personal auto insurance and commercial auto insurance serve the same basic purpose: protecting you and your vehicle in the event of an accident. However, there are important differences that determine which policy is right for
Workers’ Compensation is a state-regulated insurance policy that provides benefits to employees who suffer a work-related injury or develop an occupational illness. These benefits are intended to cover medical treatment and, in many cases, a portion of lost wages when